What deposits does Branch accept if I want to qualify for Earned Wage Access (an advance)?
Branch accepts any direct deposit from your employer over $40. It's important to note that the deposit must be coming from your employer.
What deposits will Branch not accept if I want to qualify for Earned Wage Access (an advance)?
A few examples of deposits that are not accepted:
- Unemployment insurance/benefits
- DailyPay deposits
- Earnin, Dave, Albert deposits
- Paper check deposits
Can I still deposit unemployment insurance benefits into my Branch account?
You absolutely can continue to deposit your unemployment insurance benefits into your Branch Virtual Wallet. If your unemployment insurance benefit remains in your Branch wallet, you still will be eligible for early deposit of those.
Why doesn't Branch accept unemployment insurance benefits towards qualification for Earned Wage Access?
We apologize if you were once qualified using unemployment insurance benefits, and no longer are. Branch's mission has always been to grant our users access to their earned wages, however some direct deposit sources, such as Unemployment insurance benefits, do not provide an indication of earned wages for Branch to provide access to.