An Instant Card is a brand new, never-before-used debit card that is handed out by an employer to expedite the Branch signup process and allow immediate access to your funds. The organization’s name/information will appear as a generic placeholder for the cardholder's name on the back of the card.

Important to Note:

• If you already have a Branch account and are trying to activate a new or replacement Instant Card, please see: How do I activate a new or replacement Instant Card?

Activating an Instant Card

The first step to activating your Instant Card is making sure that you sign up correctly. Follow the below steps to get started:

1. Download the Branch app from either the Google Play store or the Apple App Store.
2. Tap Get Started.
3. When asked if you already have a card that needs activation, tap Yes, I Do.
4. Scan the QR code on the paper flyer that was included with your new Instant Card.
   • Doing this automatically activates the card and assigns you to the correct business location in your account settings.

No QR code? No problem!

If you no longer have the paper flyer that came with the card:

1. On the "Activate Card" screen, tap on Use manual activation instead.
2. Enter the information on the back of the card exactly as it appears on the back of the card when asked for the "Name on card" (i.e., Dominos Emp 1234).
3. Enter the last four digits of the debit card number

Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.