Branch users residing in Puerto Rico can sign up for and use Branch the same way as those in the continental United States. A few things work differently — here's what to know.
Signing up
The sign-up process is the same for all users. Puerto Rican mailing addresses are accepted.
Payouts
There are no additional fees for initiating or receiving Branch payouts to your Branch Wallet.
Branch Card transactions
Transactions made with your Branch Card in Puerto Rico are processed as international transactions by the card network. Standard international transaction fees and out-of-network ATM fees apply.
International fees in Puerto Rico
Puerto Rico is a U.S. territory, but card networks process Branch Card transactions as international. This is expected and not an error. For more details, see Can I use the Branch Card internationally?.
Supporting bank partner
Branch accounts for users residing in Puerto Rico are supported by Evolve Bank & Trust, Member FDIC only. Lead Bank, Member FDIC, does not support accounts for workers residing in Puerto Rico.
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Branch is not a bank. Banking services are provided by Lead Bank, Member FDIC and Evolve Bank & Trust, Member FDIC, which are Branch’s bank partners. The name of the bank partner for your account is listed on the back of your debit card and can also be found in the Branch App under “Your Account Information”. FDIC insurance only applies to eligible accounts should the bank holding your funds fail. Branch Mastercard Debit Cards are issued by Evolve Bank & Trust or Lead Bank, Member FDIC, as applicable, pursuant to a license from Mastercard and may be used everywhere Mastercard debit cards are accepted.